One of the Acumen Fund fellows at my organization,

Understanding is a fountain of life to one who has it, but the punishment of fools is their folly.

Understanding is a wellspring of life unto him that hath it but the instruction of fools is folly.

Good understanding wins favor but the way of the unfaithful is hard.

Good understanding giveth favour but the way of transgressors is hard.

For you have hidden their heart from understanding, Therefore you shall not exalt them.

Counsel in the heart of man is like deep water but a man of understanding will draw it out.

For thou hast hid their heart from understanding therefore shalt thou not exalt them.

The intellect has little to do on the road to discovery.

Financial judgment, by contrast, is not by its nature open to inspection.

Well, I had my own personal insight into this a few years ago.

So what can we learn about this? How can we apply this insight?

Let us emphasize that their choice was not influenced by territorial belonging, but by the term ethical discernment.

This is a quote from Albert Einstein, who says, The intellect has little to do on the road to discovery.

Their galleries showed in a visible and very public way the discernment and judgment that their financial business depended on.

But it is a small grain, and one on which the average uninsured depositor, like the average tourist in a game park, would be ill advised to rely.

Some of them were very brilliant, some of them were, you know, ordinary people who would never claim to be intellectuals, but it was never about that.

These concerns are unwarranted, and discriminatory policies to restrict such investment are ill advised.

Now Jonah's Captain, shipmates, was one whose discernment detects crime in any, but whose cupidity exposes it only in the penniless.

Some of them were very brilliant, some of them were, you know, ordinary people who would never claim to be intellectuals, but it was never about that.

At Acumen Fund, we take philanthropic resources and we invest what we call patient capital money that will invest in entrepreneurs who see the poor not as passive recipients of charity, but as full bodied agents of change who want to solve their own problems and make their own decisions.

You husbands, in the same way, live with your wives according to knowledge, giving honor to the woman, as to the weaker vessel, as being also joint heirs of the grace of life that your prayers may not be hindered.

Likewise, ye husbands, dwell with them according to knowledge, giving honour unto the wife, as unto the weaker vessel, and as being heirs together of the grace of life that your prayers be not hindered.

The signatories place on record their appreciation of the thoughtful initiative of the United Nations and the valuable contribution to the Encounter of former Presidents Belisario Betancourt and Julio María Sanguinetti.

Consequently, it is helpful to have a proxy activity that enables outsiders to see that the process of discernment and valuation really occurs.

Deng judged the mood of the nation shrewdly the people were ready to be told that to get rich is glorious.

For I have neither wit, nor words, nor worth, action, nor utterance, nor the power of speech to stir men's blood.

During the 1990 s, private investors looked at big, lumbering central banks as cash cows, long on money and short on financial acumen.

One of the Acumen Fund fellows at my organization, Suraj Sudhakar, has what we call moral imagination the ability to put yourself in another person's shoes and lead from that perspective.

Intellect is a term used in studies of the human mind, and refers to the ability of the mind to come to correct conclusions about what is true or real, and about how to solve problems.

Policies must not be based on the fiction that good loans were made, and that the business acumen of financial market leaders and regulators will be validated once confidence is restored.

Let us see how we can apply those principles to the dynamic realities of our time and, to the extent that human discernment will allow, to the uncertain circumstances of the next half century.

In our efforts to maintain international peace and security, greater discernment is called for, especially in those cases where the threat to international peace and security comes from within a State rather than from across borders.

At Acumen Fund, we take philanthropic resources and we invest what we call patient capital money that will invest in entrepreneurs who see the poor not as passive recipients of charity, but as full bodied agents of change who want to solve their own problems and make their own decisions.

Confidence is important, but it must rest on sound fundamentals. Policies must not be based on the fiction that good loans were made, and that the business acumen of financial market leaders and regulators will be validated once confidence is restored.

Although no one should expect the British to join the euro any time soon, political leadership within the EU requires the acumen to take account of the central interests of one s own country and those of the other member states without indulging in threats.

Nor was it simply a very expensive hobby. Their galleries showed in a visible and very public way the discernment and judgment that their financial business depended on.

Such a broad reinterpretation of the Article fails not only the test of legality but even the criterion of prudence, since providing a pseudo legal excuse for unilateral pre emptive action can only exacerbate the atmosphere of tension and crisis that has beleaguered the international community.

In this new era, when the spirit of cooperation between States holds sway, it would be more than prudent for the two countries concerned to enter into negotiations based on the principles of equality and mutual respect in order to resolve peacefully their differences, which date back more than 30 years.

However, I would like to repeat what both of them have said on previous occasions that, despite the progress we have seen, it would be prudent for us to expect that further allegations will emerge over the next year and beyond, due to the Secretariat's strengthening of the systems by which complaints can be lodged in United Nations operations.